Stock Purchase Plan

The Corporation is pleased to provide its shareholders with an easy, efficient means of acquiring additional shares of Company common stock through our transfer agent's Investor Choice Dividend Reinvestment & Direct Stock Purchase and Sale Plan. The Plan, sponsored by American Stock Transfer & Trust Company (AST), offers direct enrollment and transaction capabilities, as well as these additional benefits:

• • Apply cash dividends towards the purchase of additional WASH shares with no minimum amount, and without a fee or broker’s commission.
• • Purchase additional WASH shares through AST without a fee or broker’s commission:
•           - Invest as little as $25* or as much as $10,000 per transaction
            - Purchase shares by check or by direct debit of your bank account
            - Make a one-time investment, or set up recurring transfers from your bank account
            - Invest any dollar increment you choose - no need to purchase whole shares
            - Make your investment at any time
  
• • Sell or transfer WASH shares held in the Plan directly through AST, without going through an outside broker.
• • Complete share transactions through AST’s secure online website.
• • Deposit WASH shares you currently own in stock certificate form into the Plan for safekeeping.
• • Access your WASH shareholder account via AST’s secure online client portal to view statements, tax forms, transaction history, and more.
• 
  
  Information about the plan is available here or upon request by contacting:
  Washington Trust Bancorp, Inc.
  c/o AST Financial
  6201 15th Avenue
  Brooklyn, NY 11219
  (800) 852-0354
  
  Click here to receive more information from Washington Trust Bancorp, Inc.
  

* For new shareholders, the minimum initial investment is $250. Once you are a shareholder, the minimum purchase amount is reduced to $25.